Driving Record, Age and Vehicle Type Are Major Considerations

LOS ANGELES , May 15, 2025 /PRNewswire/ -- Prices for just about everything are on the rise these days, and unfortunately, that includes car insurance. Now more than ever, consumers are looking for ways to lower their auto insurance premiums. However, in order to maximize these savings, it's important to first understand the different factors that insurance providers look at when setting their policyholder rates.

While there are a variety of factors that affect car insurance rates, your driving record is one of the most influential.

"Unlike other factors, your driving record is one that you have some control over. Drivers with a clean motor vehicle record and no at-fault accidents typically get the lowest car insurance

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