Pros
Supports small to mid-sized regenerative farms and food producers, promoting sustainable agriculture
Invest with as little as $100, making it approachable for a wide range of investors
Offers interest rates ranging from 5% to 10%, depending on the project, with options for both short-term and long-term loans
Investments are structured as senior secured debt, often backed by collateral, potentially reducing risk compared to unsecured loans
The Steward Regenerative Capital fund allows for investment across multiple projects, providing diversification benefits
Cons
Founded in 2017, Steward has a relatively short operating history, which may be a concern for risk-averse investors
Early withdrawal of funds requires a 3-month notice, limiting flexibility
Interest income is taxed at