CRUEL cyber crooks have found a way to add fake contacts onto people's phones in an attempt to gain trust and empty bank accounts.
Cyber security experts have warned that the scam is a "truly global threat".
The latest danger leads victims to believe they're being called by a trusted person such as their bank, when actually it's the scammers behind it.
This means a "bank support" contact will appear on screen, leading targets to believe it's safe.
In doing so, bad actors can pretend to be your bank and dupe you into giving access to your account.
Technically, they could masquerade as anyone, such as loved ones or friends.
It's all part of an evolved Android malware campaign known as Crocodilus.
Hackers can only modify contact lists of those infected by it.
"We believe the intent