Apple, Airbnb, Google and Elon Musk’s X are holding early discussions with crypto companies about integrating stablecoins into their payment systems, according to people familiar with the matter who spoke with Fortune.

The tech giants see stablecoins as a way to cut transaction costs and streamline international payments. Stablecoins are digital tokens pegged to fiat currencies like the U.S. dollar, offering a bridge between crypto infrastructure and traditional finance. In 2024, they facilitated more than $27.6 trillion in transactions — more than Visa and Mastercard combined — according to a report from the World Economic Forum.

Stablecoins have been a fast-growing area of interest for traditional finance and that appears to be exploding even further following stablecoin issuer Circle'

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