Creating a home budget doesn’t have to always involve an Excel spreadsheet and coffee to keep you awake during the process. Instead, AI bots can guide you through a budget and make it much easier to track your income and expenses. I should know — I avoid the topic as much as possible.

For years, I calculated most of my expenses in my head and hoped it all worked out. Roughly about 10 years ago, I started relying on apps like Mint to help me and even the tools provided by my bank.

Recently, I tried using DeepSeek to guide me through the process. It’s amazing how these 10 prompts can help you figure out where all of the money is going.

Here are the best ones to try.

1. “What kind of home budget can I make?”

Before diving into the details of a home budget, you can start by asking DeepSee

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