Key takeaways:

Over 50% of Maryland renters spend more than 30% of income on rent.

Only 49% of moderate-income households can afford median-priced homes.

Maryland needs 465,443 single-family homes by 2045 to meet demand.

Baltimore ‘s vacancy drops as state invests $50 million to tackle vacant properties.

The Department of Housing and Community Development ‘s 2025 housing needs assessment painted a challenging picture for renters and the future of homeownership in Maryland.

Just over 50% of Maryland renter households fall into the “cost burdened” category, meaning they spend more than 30% of their monthly income on rent. This number is expected to increase in the coming years.

Additionally, homeownership is increasingly out of reach, as only 49% of moderate-income households a

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