More high-income Americans around the U.S. are falling behind on their credit cards and auto loans, a sign that even people earning more than six figures are more likely to struggle financially amid shifts in the economy.

Delinquencies across all loan products for households earning more than $150,000 have more than doubled since 2023. That compares with a 60% increase in delinquencies during that time for households earning between $45,000 and $150,000, and a 22% increase for people earning less than $45,000, according to data from credit-scoring company VantageScore.

High-income households had weathered the post-pandemic years better than lower-earning Americans because they had more of a cushion to absorb soaring inflation and other shocks, according to VantageScore chief economist Ri

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