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When most people think about retirement planning, they envision options such as 401(k)s, IRAs, pensions, and possibly Social Security. But what if I told you there’s another powerful tool that’s often overlooked, and it is sitting right under our feet?

That tool is home equity, and financial advisors across the country are beginning to help their clients use it more strategically through something called a reverse mortgage.

Let’s break down why this makes sense and how it might be the right move for many retirees.

Your Home Is More Than a Roof, It’s a Resource

For most people over 55, their house is their biggest asset. You’ve worked hard to pay off your mortgage or build equity over time. However, that wealth is locked up and is illiquid unless you sell your home or

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