A letter from FEMA saying you are not approved for disaster assistance might not be a denial or final decision. Sometimes, more information or supporting documentation is needed.

Here are some common reasons why applicants receive a denial letter and how they can respond, according to the Federal Emergency Management Agency.

You haven’t sent FEMA the requested documents or information

Read your FEMA letter carefully and send the agency the requested information. If that information is not available, let FEMA know why.

Your damage or loss is covered by insurance or other sources

By law, FEMA cannot provide financial assistance if you received funding for the same disaster-caused need from other sources. If you received funding from insurance, local or state programs, or voluntary agenc

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