Mortgage rates are finally dropping.

The U.S. weekly average for a 30-year fixed-rate mortgage fell to 6.63% Thursday, the Federal Home Loan Mortgage Corporation, better known as Freddie Mac, reported. That’s down 0.09 percentage points from the week ending July 31, and the lowest rate since April.

And Mortgage News Daily posted a 6.55% rate for Thursday for the same type of home loan, a 0.02-percentage-point decline from Wednesday’s daily index. A week ago, the site had mortgage rates at 6.75%.

So are home loans going to keep getting cheaper?

Maybe, says Zions Bank Mortgage Manager Jeremy Holmgren .

For now, the dip is a “temporary fluctuation,” brought on by last week’s jobs report that “came in significantly worse than expected, triggering a drop in the 10-year Treasury no

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