Summary:

– Oklahoma renters can save an average 15.7% by reducing rental space by one bedroom.

– Pawnee County renters see the highest savings at 20.4%; lowest is in Lincoln County at 10%.

– Savings could speed down payment goals as home prices and down payments rise.

The National Association of Realtors reports that the median price for a single-family existing home topped $400,000 in 2025 and first-time home buyers are paying a median 9% down.

Even for a starter home priced at $250,000, that’s $22,500. In a recent Gallup poll, renters say the cost of homeownership , including a down payment, is the major barrier preventing them from buying.

A new study shows how renters, who account for one-third of U.S. households, can save for a down payment faster by renting a smalle

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