3TRENTON, NJ – As the back-to-school season gets underway, parents of teen drivers are facing a steep financial hit, with annual auto insurance premiums jumping by an average of $3,252 nationwide when a 16-year-old is added to a family policy.

A new analysis from CheapInsurance.com found the increase amounts to a 157.9% spike in costs for most households, with sharp variations depending on the state.

The largest jump was reported in Rhode Island, where families can expect a 225.3% hike – equal to an extra $5,828 each year. Wyoming, Louisiana, New Jersey , and Arizona followed with increases ranging from 192% to over 208%.

State Disparities Reveal Additional Teen Driver Costs

The study uncovered extreme geographic variations, with parents in some states facing increases more than thr

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