Ripple CTO David Schwartz has joined a heated debate after Custodia Bank CEO Caitlin Long criticized Ripple, the XRP Ledger (XRPL), and its stablecoin RLUSD in a podcast clip shared on X. Long questioned XRP’s decentralization, likened Ripple’s early funding to an ICO, and argued the blockchain had fallen short of its adoption goals among banks and other institutions. Her remarks drew quick pushback from XRP community member Vet, who disputed her claims, prompting Schwartz to invite Long to a direct, fact-based discussion.

Caitlin Long Criticizes Ripple And XRP

Caitlin Long, CEO of Custodia Bank, did not hold back in her view of Ripple and XRP in a recent episode of the Gold Goats ‘n Guns podcast. In her remarks in the podcast, Long noted that Ripple’s early funding model, wh

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