A frozen bank account can result in serious financial issues, but there are some simple steps you can take to resolve the issue. Getty Images

Picture this: You log into your banking app expecting to pay bills, only to discover that you can't access your hard-earned funds. You check again, certain there's been some technical glitch, only to see a balance of zero dollars in an account that had money just yesterday. While your first thought might be fraud, the reality could be something entirely different — and potentially more complicated.

Bank account freezes are an aggressive but common tool in debt collectors' arsenals. And, unlike many other collection tactics, account freezes can happen with what feels like little to no warning while cutting off access to funds you need. What

See Full Page