A six-figure salary used to be the benchmark of wealth and success. But now, it’s not uncommon for high earners to feel financially stretched .

That raises the question: What does it actually take to be rich? We asked a few six-figure earners to share their thoughts.

“Rich” is subjective

For many high earners , being rich isn’t about hitting some magic number, driving a flashy car or buying a mansion. It’s about living the lifestyle you want without giving money a second thought.

Rob Bacharach, a certified financial planner near Charlotte, North Carolina, says being rich means having the freedom to spend without incurring debt. Wealth traditionally comes from building assets, he says, but having the time to do as you please while still covering your bills can make you rich, too.

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