DALLAS — A Right on the Money viewer recently sent me an urgent message asking me to cover a very important financial topic. I had just done a story on this earlier this year that she had apparently not seen.

That is a pity because it was the first time I had done an installment with an iceberg, a boat, lightning, and sharks! Oh, and it also included some key information. So, let’s cover it anew and include this woman’s experience.

This is about the possibility that you could have a homeowner's insurance claim denied if you have put your home in a trust, but haven’t listed that trust as a policyholder. A woman named Angela saw a suggestion about that on social media. As with many posts, she said she and her family “were quite skeptical of the claim until we checked with our own insuran

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