Carrying debt can be overwhelming, especially when you’re seeking ways to pay it off.

Household debt comes in many forms, with most Americans accumulating it through credit cards, auto loans and personal loans.

The size of debt is one problem, but the pace at which it's growing is another, and Americans in some cities are enduring rising debt levels much faster than others, based on data in WalletHub’s recent report .

To pinpoint which areas are seeing accelerated consumer debt the most, WalletHub evaluated data for 100 of the largest cities comparing statistics from the first and second quarter of 2025.

Cities carrying the most debt

Why you should care:

WalletHub compared 100 U.S. cities across two key categories: Change in average debt and average debt using the co

See Full Page