financial facelift

With all her savings tied to financial market performance, Estelle worries about the results of U.S. President Donald Trump's tariff policies.

Estelle is planning to retire from her management job in December, 2026, when she will turn 63. Blake, her husband, is 54 and plans to continue working for a few more years at his small business.

Estelle is earning $108,000 a year plus a bonus of $16,500, bringing her total pre-tax income to $124,500. Blake earns about $60,000 a year working remotely.

While Estelle participates in some group savings plans at work, neither she nor Blake has a defined benefit pension plan.

So with all her savings tied to financial market performance, she is worried about potential market turmoil fuelled by U.S. tariff policies. “Should I delay

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