Come August, and it’s time to enjoy the last weeks of steamy summer weather, visit the pool and beaches, and—if you’re a student or the parent of one—do your back-to-school shopping.

Doing so can be expensive.

While shopping for the return of the school year can certainly take a bite out of your wallet, experts say there are steps you can take to minimize the costs. Current , a consumer fintech banking platform, shares 10 ways to save money on your back-to-school shopping. Pair these with a smart payment method like a secured credit card or a card with automated round-ups from purchases and you could save on supplies while building your credit history, keeping close track of your spending and increasing your cash reserves.

1. Take inventory

Before you hit the store, take inventory o

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