Retirement is a goal that most Americans strive for, but sometimes the reality doesn’t match what you’d imagined. You may find that you miss work and the sense of purpose it gave you, or your financial situation may change and you need to earn additional money to support your lifestyle. Returning to the workforce after retiring may make sense for some people.

But does heading back to work mean giving up Social Security benefits ? The answer depends on how old a person is and what their current benefits are.

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