The long-term rally might be just getting started.

With prices up by almost 400% over the last 12 months, XRP ( XRP -2.35% ) has recently begun leading the pack among large, blue chip cryptocurrencies, beating Bitcoin 's return by over 4x over the same timeframe. But can the boom times continue? Let's dig deeper to see if XRP still has what it takes to mint more millionaires over the long term.

A utility-focused cryptocurrency

When it launched in 2012, XRP made a name for itself by fixing some of the shortcomings of older platforms. Unlike Bitcoin, it aimed to disrupt the international payments market with a focus on transaction speed and rock-bottom fees (currently 0.00001 XRP per transaction).

Now, rapidly evolving blockchain technology means newer blockchain networ

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