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Joan and her husband have stayed in many places, including France, Australia, New Zealand and the US.

A couple who have travelled the world through home-swapping, even staying on a yacht where “Prince William had his stag do”, have said they “don’t pay for holiday accommodation any more”.

Joan Patterson, 67, who lives with her husband Noel in Buxton, Derbyshire , has been using home-swapping platform HomeExchange for nearly a decade and said she has completed 120 exchanges.

The platform allows users to exchange their homes over dates of mutual choosing, or if a member lends their home without reciprocity, their guest can offer GuestPoints to thank them for their hospitality.

While Joan said it is difficult to put a financial value on swapping, HomeExchange estimates the couple

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