Ripple and XRP were thrust into the spotlight after SWIFT chief innovation officer (CIO) Tom Zschach delivered a pointed critique on LinkedIn—widely read as a jab at the company and its XRP token—over what actually constitutes “resilience” for banks and how institutional trust is earned.

The exchange began under a comment praising Ripple’s regulatory endurance, where Zschach countered bluntly: “Surviving lawsuits isn’t resilience. Neutral, shared governance is. Institutions don’t want to live on a competitor’s rails.” He followed by rejecting the notion that a single firm’s rapport with watchdogs equals compliance, writing: “And compliance isn’t about one company convincing regulators it should be allowed to operate. It’s about an entire industry agreeing on shared standards that no s

See Full Page