After decades of hard work, not all Americans can look forward to a relaxing retirement.

According to the Employee Benefit Research Institute’s 2025 Retirement Confidence Survey , 67% of workers reported feeling at least somewhat confident they will have enough money to retire comfortably, but only 24% said they were “very confident.”

“It’s important to choose wisely when picking where to retire, as many retirees are on a fixed income,” says Chip Lupo, an analyst at Wallethub, a personal finance website , which recently analyzed the best and worst places to retire. “The best cities minimize taxes and expenses while offering good opportunities for part-time work, quality health care, and enjoyable activities.”

The study, which analyzed more than 180 U.S. cities, evaluated locations a

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