Many seniors wonder if they can skip Medicare Part B to save money, but there are some things to know first. Designer491/Getty Images

Medicare is a lifeline for millions of Americans over 65, helping to cover hospital visits, doctor appointments and preventive care. But while Medicare Part A is generally free for those who qualify, Part B comes with a monthly premium that has steadily increased over the years. In 2025, the standard Part B premium is $185 per month , up from just over $174 per month in 2024. That may seem like a negligible amount, but for seniors on fixed incomes , that extra cost can feel significant,

Given the financial challenges that seniors can face, many wonder if there's a way to avoid paying for Part B coverage . What's important to understand, though,

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