Estate Planning Seen as Survival for Black Families

(NNPA) – Constance Carter, the founder of California’s largest independent Black-owned real estate firm and bestselling author, put the spotlight on the basics that protect Black wealth: life insurance, wills, and living trusts. “Estate planning isn’t just paperwork. It’s survival. It’s power. And it’s how we make sure that our children inherit more than just debt,” Carter said during an appearance on Black Press USA’s Let It Be Known. She spoke about how Black families continue to build assets, yet often leave those assets exposed because planning is delayed or skipped. “We are already behind the eight ball when it comes to building wealth,” Carter said. “Historically, we were shut out of opportunities through redlining, predatory lending, and systemic barriers. Ninety percent of wealth i