Mortgage stress is sweeping across the nation, and new data has revealed the suburbs feeling the heat the most.

From outer-city battlegrounds to regional towns on the brink, rising interest rates and soaring living costs are pushing homeowners to breaking point.

If you think your suburb is immune, think again – the financial strain is spreading, and it’s not always where you’d expect.

Take Toowoomba in Queensland, where a staggering 74 per cent of homeowners are grappling with mortgage stress, or Craigieburn in Victoria, which tops the nation for late repayments.

In Forrestfield, Western Australia, nearly five per cent of mortgages are in arrears, while coastal towns like Budgewoi in New South Wales are struggling with the state’s highest rate of missed housing loan repayments.

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