opinion

Like many parents, my husband and I want to support our kids with funds to pursue postsecondary education, start a business, buy a home, or achieve another big life goal. They’re toddlers, so we have plenty of time to save before they graduate from high school.

We’re already topping up their registered education savings plans, or RESPs - the best place to save for their postsecondary education, thanks to the annual 20-per-cent matching contributions from the government (up to a lifetime maximum of $7,200 per child).

But when I started investigating the best vehicles to save for my children’s future beyond an RESP, I quickly learned that my options were limited.

I turned to my own adviser, certified financial planner Scott Syrja, from Toronto-based Syrja & Associates, to learn m

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