In our How I Manage My Money series we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.

This week we speak to Emily Fishburn, 30, a public relations expert, who lives in Nuneaton with her partner, Ed, 31. Emily, originally from Surrey, purchased her first home in the Midlands, where she knew her money would stretch further. Emily isn’t convinced a £500,000 pension pot would give her a comfortable retirement and thinks her stocks Isa will generate better returns than any work pension .

Monthly budget

My monthly income: I earn between £2,800 to £3,200 from my job in tech public relations. My partner works as a rail engineer.

Our shared outgoings: Mortgage, £1,500; council tax, £229; groceries, £400; gas an

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