After her divorce, Diane said, “It was difficult. I was unsure of how I was going to make ends meet.”

Diane Waite didn’t expect to start over after 31 years of marriage. Yet now this once stay-at-home wife and homeschooling mother faced a future that felt financially unstable. “And I still had one son that still had five years left of homeschooling. I wanted to make sure that I was there for him for all he needed. I didn't have an opportunity to get a full-time job. So, it was like, okay, Lord, what am I gonna do now?” Diane recalled.

She earned extra money by teaching piano and occasional senior care. One morning, when she sat down to balance her checking account, she reached a breaking point. Diane said, “I had paid my bills that month and my checking account read $19. And I thought, $

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