Dr. Terry Dubrow is learning there's no such thing as a free lunch -- or dinner -- because he says he didn't even get so much as a dessert after saving a woman's life at a famous restaurant.

We got the "Botched" star and his wife, Heather Dubrow , leaving Mr. Chow in Beverly Hills on Thursday night and they told our photog how Terry played hero for a woman who was choking on her food. mrchow.com

Terry and Heather tell us they were eating at Mr. Chow earlier in the week when a woman a few tables over got something stuck in her throat ... and they recreate the rescue, complete with a Heimlich Maneuver demonstration.

Thing is ... Terry says the woman didn't even offer to pay for his meal ... or even offer to buy him dessert. Gallery Launch Gallery

Terry says Mr. Chow d

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