Conditions have changed dramatically for Ripple in 2025.
After it went up 45% this year, Ripple ( XRP -4.08% ) investors are a happy lot. But there's reason for even more optimism. Due to shifts in the regulatory environment, Ripple may finally have a viable path toward achieving its long-term growth vision. There's one catalyst in particular worth monitoring.
Ripple may finally gain mainstream industry adoption
In theory, Ripple has had huge growth potential since its founding in terms of actual adoption of its network. Compared to legacy systems like SWIFT, Ripple allows financial institutions to transfer money between each other and even across borders in a cheaper, faster, more transparent way. What's not to love?
Today, few major financial institutions in developed marke