India’s health insurance sector has been jolted in recent weeks as the Association of Healthcare Providers of India (AHPI), which represents more than 15,000 hospitals and healthcare institutions, clashed with leading insurers over tariffs, claim settlements, and cashless services. At the heart of the conflict lies a fundamental dispute: hospitals say tariffs have not been revised in years despite spiralling medical costs, while insurers argue they face inflated billing and unsustainable rates. AHPI escalated matters by issuing warning letters to several insurers, including Bajaj Allianz General Insurance, Care Health Insurance and Star Health & Allied Insurance. It accused them of refusing to update tariffs in line with medical inflation, making arbitrary deductions from bills, and

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