Karur Vysya Bank has amongst the lowest net non-performing asset (0.2%) and highest provision coverage ratio (97% including TWO).

(Photo source: Bank's website) Karur Vysya Bank has amongst the lowest net non-performing asset (0.2%) and highest provision coverage ratio (97% including TWO). SMA 1+2 loans, at <1%, have also been consistently among the lowest across banks. Karur Vysya Bank, however, saw SMA 2 inching up in Q1FY26 to 34bps vs 8bps QoQ.

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