ESTACADA, Ore. — For Zoey Goodenough , Sept. 23 was supposed to mark a milestone. The 21-year-old had just moved into her first apartment in downtown Estacada and was preparing to host her first girls’ night when she came home to find smoke pouring from the stairwell.

“I got home at 8:20, that’s what my Uber receipt said, and my whole place was basically gone by that point,” Goodenough said. “I was so happy before I walked in that door, and all of it’s gone now. I don't have any independence. I don't have space. I don't have a place to call home. I don't have anything anymore.”

Inside, her studio apartment on the alley side of the three-unit building was filling with smoke. She ran up the stairs, calling for her dog, MoMo, who wasn’t responding.

“My hand was this far from my face, a

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