WASHINGTON, D.C. — Starting today, Tuesday, Sept. 30, the Social Security Administration will no longer issue paper checks for Social Security and Supplemental Security Income benefits.

The change affects fewer than 1% of beneficiaries , according to the SSA, but those still receiving paper checks must switch to electronic payments to avoid disruptions. Options include direct deposit into a bank account, or the Direct Express prepaid debit card.

Officials say the move is designed to cut fraud, theft and delays while saving millions in processing costs. Paper checks cost about 50 cents to issue, compared to less than 15 cents for electronic transfers.

Limited exceptions will be made for people who cannot access electronic payment methods, but those cases must be handled directly with

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