The thermometer may currently read 80 or 90 degrees, but now is the time when Minnesotans concerned about paying for energy costs this winter will want to create a payment plan so their heat isn't turned off.

Although Minnesota has a Cold Weather Rule that prevents a utility service from being disconnected for both renters and homeowners, customers must also have a payment plan set up and maintained. The payment agreement will need to be agreed upon by both the customer and the company.

If a payment plan can't be reached, customers can appeal under the Cold Weather Rule. According to CenterPoint Energy, a payment agreement will not only take into account the customer's financial situation but also extenuating household circumstances.

Last month, the National Energy Assistance Directo

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