A Reddit post celebrating Dusshera caught the attention of India’s personal finance community this week, as a young couple revealed how they crossed the coveted ₹1 crore net worth milestone before turning 30.

The user, a 29-year-old male, shared that he and his wife (31) achieved a net worth of over ₹1.1 crore in September 2025, well ahead of their original January 2026 target. What makes their story stand out is the lack of dramatic income jumps, risky bets, or luxury sacrifices — instead, it was built on consistency, frugality, and a “slow and steady” approach to FIRE (Financial Independence, Retire Early). Advertisement

The journey

In 2021, the couple began saving seriously with a modest net worth of ₹20 lakh. At that time, FIRE wasn’t even on their radar.

Their strategy was simpl

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