The online bank stock is up more than 200% over the past year.

The market is finally recognizing that SoFi Technologies ( SOFI 4.52% ) has what it takes to become a viable long-term bank , and that its services are attracting a young and vibrant cohort of members who will drive growth for a long time.

SoFi stock is up 233% over the past year, crushing the market. Let's check out where SoFi might be in five years.

Revenue: Steady growth

SoFi's revenue growth has been outstanding over the past few years. It accelerated to 44% year-over-year growth (for adjusted net revenue) in the 2025 second quarter. Management attributes this to its "one-stop shop" approach to online banking, where customers can get everything they need to easily manage their finances all on SoFi's app.

The

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