Dear Dave,

What’s one unique step you took at any point in your life to save money that anyone is capable of doing if they put their mind to it?

Jeff

Refraining from eating out can save more money than you think

Dear Jeff,

As I always say, living on a written, monthly budget is a key factor in getting out of debt, staying out of debt and saving money.

As for a “unique” step we took to save money — maybe it wasn’t that unique — but after going broke, we stopped eating out at restaurants. I mean completely. No pizza nights and no drive-thrus. Not even little things off the value menu.

During the work week, we ate breakfast and dinner at home, and for lunch, I brown-bagged it. Every. Single. Day. On weekends, we ate all three meals at home both days. Nothing fancy, just good, simple fo

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