ST. MARY PARISH — With the federal government shut down, questions continue to rise about what it means for homeowners who rely on FEMA’s National Flood Insurance Program (NFIP). The program, which provides the majority of flood coverage across the country, is currently unable to issue new policies or process renewals that haven’t already been printed — leaving some policyholders uncertain about their coverage status.

Carla Bergeron, a senior agent with Bruni Insurance in Patterson, said most existing policyholders remain protected for now. “If they have a policy already and they are active, everything is fine— everything is normal. If they have a policy already and it’s in the renewal period— if the renewal has already printed, as long as they pay their premium within that 30 day grace p

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