More than half of business operators are reaching into their own pockets to keep their ventures afloat in tight financial conditions, with most seeing better times ahead.

Business performance over the past 12 months was seen as either good or very good by 61 per cent of decision-makers surveyed by CreditorWatch in September.

Sentiment has improved since the reporting agency's similar survey in May 2024, when only 54 per cent indicated positive performance.

Poor business results were reported by 11 per cent of respondents, marking a four per cent improvement on the previous survey.

Most see a brighter future for their businesses, with 76 per cent buoyant on growth prospects for the next 12 months.

"The results highlight the resilience of Australian businesses and increasing confidence

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