The Reserve Bank of India (RBI) released guidelines for the UPI verification process, which could result in significant changes to UPI payment apps like PhonePe, Paytm, and GPay starting today. We currently use UPI apps and PINs to complete transactions, but the new restrictions may cause that to change. Biometric authentication for UPI apps is being introduced by the National Payments Corporation of India (NPCI), which oversees the country's digital payments ecosystem. PIN-based UPI authentication will be replaced by these biometrics.

Biometric authentication for online payments is expected to be implemented for UPI payment providers such as PhonePe, Paytm, and GPay starting today, October 8. For tech-savvy consumers, facial and fingerprint verification will be utilised as a substitute f

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