Savers can still easily find high CD rates now, even if they're not quite as good as they were in recent years. sakchai vongsasiripat/Getty Images

Borrowers who saw some slight but noticeable relief last month after the Federal Reserve cut interest rates are in store for additional help in the weeks and months ahead. Not only is another interest rate cut widely expected for when the central bank meets again on October 29, but a third one is now anticipated for the Fed's final 2025 meeting in December, too. That will make borrowing costs more manageable on everything from personal loans and credit cards to mortgages and home equity borrowing products.

Savers, however, may want to be proactive now. Rates on high-interest earning vehicles like certificate of deposit (CD) and h

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