Retirement is at the forefront of many individuals' minds. More and more U.S. seniors are retiring overseas, mainly due to rising living costs. Many even prefer to enjoy their retirement on perpetual cruises as they're much cheaper these days. Gone are the days when retirees would Florida for its sunshine, sand, and sea. A cold, snowy state has actually dethroned Florida as the better state to retire in terms of taxes .

It's a major shift in retiree preference as seen in Bankrate 's 2025 study, where states with long winters ranked as the overall best states to retire in, while a warm, friendly, and cultural state was named the worst. Louisiana is officially the worst U.S. state to retire in 2025.

Despite its vibrant atmosphere and mild climate, the Pelican State scored poorly

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