Monthly cost: $35 Yearly cost: $350 Family plan: $40/month No. of bureau scores: 3 No. of bureaus monitored: 3 Frequency of credit reports: TransUnion: daily; Equifax and Experian: quarterly Type of credit score: VantageScore 3.0 Credit-improvement simulator: Yes Credit-lock/freeze button: Yes Security software: VPN, browser extensions Investment account monitoring: Yes Max. ID-theft coverage: $2 million Data Breach Alerts: No Medical Records/Payday loan monitoring: No/Yes Sex Offender/cyberbullying Alert: Yes/Yes Title Change Alert: No Two Factor Authentication (2FA): Yes Extras: Deep credit simulator

With a focus on identity protection that none of the other best identity theft protection services can match, TransUnion’s IdentityForce offers a good mix of credit scores and advice with i

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