Tata Capital is targeting double-digit loan book growth over the next three years says Rajiv Sabharwal, Managing Director and CEO of Tata Capital, expressing optimism about India’s macroeconomic environment and the government’s focus on housing-for-all and financial inclusion. Currently, the loan book exceeds Rs 2.2 lakh crore and FY25 profits cross Rs 3,655 crore. Advertisement

Confident of maintaining industry-leading growth, he added that the company aims to keep its credit costs below 1%, backed by strong underwriting and technology-led risk management. “Our customer selection process is robust. We use scorecards and business rule engines, integrating information to make better decisions. Our balanced portfolio between fixed and floating-rate assets and liabilities ensures margin sus

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