Super changes will help those on low incomes with more of their contributions to be untaxed. Photo: Joel Carrett/AAP PHOTOS

Low-paid workers appear the major winners of superannuation tweaks that include a "quasi-cap" on tax breaks for those with huge balances.

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While the government's perceived backdown on more radical changes - including taxing unrealised capital gains - grabbed headlines, independent economists are fans of the tweaks they say "had to happen".

Treasurer Jim Chalmers has proposed taxing accounts worth more that $3 million at 30 per cent, with those with in excess of

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