BERKELEY, Mo. – A Berkeley resident is dealing with thousands of dollars in damage and living with no heat or hot water after a water main break sent water rushing into her home last week. Now, the water company’s insurance says it will not cover it.

Val Joyner woke up last Monday to the sound of rushing water outside her home.

“Water. Just water everywhere,” Joyner said. “It was not like anything I’d ever seen before.”

Joyner looked down into her basement and saw toys, clothes and other supplies floating up the stairs.

The flooding came from a water main break near the stop sign in her front yard. The water rushed down the street into her garage and basement. A water mark on the garage wall reaches nearly to Joyner’s waist.

“I’ve been here for a while, so I’ve got some furniture down

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