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I’m 55 with no kids. How should I spend all my money before I die?

Paridhi Jain Money contributor October 14, 2025 — 3.30pm

I am a child-free (by choice) doctor aged 55. I have substantial property, investment and superannuation assets that could see me comfortably take the option of early retirement from the public hospital system. I choose to work three-quarter time as I remain satisfactorily engaged with clinical care at a reduced obligation. My adult brothers and sisters are well-paid professionals, and the nieces and nephews do not need my inheritance. I’d really like to “spend it all before I die”. Any advice?

I’m assuming the advice you’re seeking here is: how to best spend the money.

Most money advice focuses heavily

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